Frequently Asked Questions

Later Life Matters Limited is directly authorised and regulated by the Financial Conduct Authority.

Using our many years of experience and qualifications we are able to provide the best advice to help you meet your goals in the most effective manner and make you aware of things you may not know about.

Being independent means that we are able to access the widest possible range of providers, product and solutions spanning the whole of the market.

Our fees are detailed in our Terms of Business. However, each individuals’ circumstances are different therefore we are unable to confirm an exact fee before the initial consultation, which is carried out without obligation and at our cost. Following this meeting, we should be in a position to describe in broad terms the service that may be appropriate and the general level of fees and charges that may apply.

Put simply ‘capital’ is the money that you choose to invest. With market fluctuations and other outside risks, an investment will always bear some form of partial or total risk to your funds.

Our objective is to provide the best advice that we can to help you minimise your risk profile, however we will always try to reiterate that there will always be a risk to capital with any investment.