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•   Equity Release
•   What is Equity Release?
•   What is a lifetime mortgage?
•   What is a home reversion plan?
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•   Existing mortgages
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What is Equity Release?

"Equity" is the value that you have in your home. It is the open market value less any mortgage or other such debt held against it.  “Equity Release” is a way of being able to obtain cash from the value of your home. You do not have to move out of your house and will continue to be responsible for its maintenance.

There are 2 main types of Equity Release scheme: -
  • Lifetime Mortgages
  • Home Reversion Plans
It is important to note that although you may come across “Sale and Rent Back Schemes” these are NOT a type of Equity Release Scheme.

Equity Release Schemes are very complex and it is important that you seek specialist advice from a qualified Independent Financial Adviser who holds the appropriate examination.  All of our Later Life Consultants hold the relevant qualification and have many years of experience in this area of financial planning.


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